WBD Inc. was formed to assist small businesses in gaining access to capital in order to grow their businesses, provide job opportunities, and inspire their communities. The cornerstone of WBD's success is the delivery of the U.S. Small Business Administration (SBA) 504 loan program. SBA 504 loans are provided nationwide exclusively by not-for-profit, Certified Development Companies (CDC). The SBA 504 loan program fulfills the SBA's public policy objectives of supporting small businesses and job creation through lower down-payment, longer-term, fixed-rate financing.